Zenith Bank Posts N625bn Profit as Shareholder gets N1.25 Dividend

Zenith Bank Plc has released its Group fiscal results for the fractional twelvemonth ending June 2025, posting an awesome nett earlier taxation of N625.629 billion. This Board approved an interim dividend of N1.25 per share, a 25 per cent summation implicit the N1.00 paid successful the archetypal fractional of 2024, maintaining its presumption arsenic a starring dividend-paying Bank and reinforcing its longstanding committedness to rewarding its shareholders.
Despite higher provisioning requirements from the industry-wide exit of the CBN forbearance regime, the Bank recorded a robust 20 per cent year-on-year summation successful gross earnings, rising from N2.1 trillion to N2.5 trillion successful H1 2025. Interest income drove this show with an awesome 60 per cent growth, climbing from N1.1 trillion to N1.8 trillion.

Commenting connected the H1 2025 results, the bank’s radical managing manager and main executive, Dame Dr Adaora Umeoji, noted that Zenith Bank’s show reaffirms the creativity and innovation of our unicorn workforce successful a dynamic operating environment.

“Despite the immense provisioning requirements arsenic the manufacture exits the CBN forbearance regime, we’ve seen important betterment successful our plus quality. Our equilibrium expanse remains robust with capable superior buffers, positioning america good to prehend opportunities crossed our cardinal markets,” she said.

Building connected this beardown foundation, Umeoji said that the slope expects to accelerate its maturation trajectory successful the 2nd fractional of the year. She assured shareholders that the robust performance, combined with the improved plus quality, positions the Bank to present exceptional returns, with expectations of a quantum year-end dividend for 2025.

“Our shareholders tin look guardant to continued worth instauration arsenic we leverage emerging opportunities and support our strategical maturation with beardown firm governance culture,” she noted, highlighting the Bank’s way grounds of improving dividend payments adjacent during challenging periods.
Looking beyond H1 2025, she reinforced her optimistic outlook, “we’re connected a coagulated maturation way that we expect to support done the remainder of 2025 and into 2026. Our absorption remains connected innovation, integer transformation, and processing solutions that code our clients’ changing needs. With improving marketplace conditions, we’re good placed to prolong this momentum whilst maintaining liable enactment and delivering exceptional worth to each our stakeholders.”

The Bank’s fiscal show indicates beardown fundamentals successful a transitioning macroeconomic environment, with nett aft taxation reaching N532 cardinal and net per stock lasting astatine N12.95 for the play nether review.

Net involvement income demonstrated exceptional growth, surging 90 per cent per cent year-on-year from N715 cardinal to an awesome N1.4 trillion, whilst non-interest income contributed N613 cardinal successful H1 2025.

The Bank’s full assets expanded to N31 trillion successful June 2025, representing dependable maturation from N30 trillion successful December 2024, underpinned by a robust and well-structured equilibrium sheet. Customer assurance remained strong, with deposits increasing by 7 percent from N22 trillion to N23 trillion successful June 2025. The indebtedness publication stood astatine N10.2 trillion successful June 2025 against N11 trillion successful December 2024., reflecting the Bank’s prudent hazard absorption approach.

The Bank delivered beardown returns with ROAE astatine 24.8 per cent and ROAA astatine 3.5 per cent arsenic astatine June 2025. The cost-to-income ratio stood astatine 48.2 per cent, reflecting indispensable provisioning for regulatory compliance and the interaction of inflationary pressures. Asset prime improved significantly, with the NPL ratio dropping to 3.1 per cent successful June 2025 from 4.7 per cent successful December 2024. The Bank maintains a fortress equilibrium expanse with superior adequacy astatine 26 per cent and liquidity ratio astatine 69 per cent, some comfortably exceeding regulatory requirements.